sepiee asked:


My name is already on another mortgage loan as a co-applicant. Do I qualify for the first time home buyer federal loan rates?

Victor

Aaron D asked:


Can I get my first home mortgage loan for the appraised value of the home if I am purchasing it for less…. i.e. If I am purchasing the home for 96,000 and it appraises for 107,000. Can i get the loan for the appraised amount at the start or do I have to get a home equity loan later?

Carolyn

frostytink asked:


the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking $54,000. i know that in the area where the house is located land goes from 2,000 to 4,500 an acre. we have only a fair credit rating, but had been approved for another house that was 160,000, but it fell through because there was 40 acres of land and not much house
we do plan to live in the house and do have some cash for repairs. i’m not sure if this matters but we r first time home buyers

Willie

Amber S asked:


Aujourd& #39; today, néanmoins, my husband had a bank rucptcy it ya approximately 3 years but it obtained a prêt d& #39; a car right après thats but its crédit is less perfect in this moment and he is the only supplier family I-to say it à the house and outward journey with the collège to take care of our two year old son. oà ¹ would be the best place to try d& #39; to obtain a prêt house?

Frances

bakedflourchild1969 asked:


I have bad credit. No credit card debt. Just various debts that are 6 plus years old. I have no savings, so would have to be 100 percent financed. Everyone tells me that first time home buyers can get loans easy, but every realtor I have tried to get a home loan through says no. Is there some lending agency that can help me?

Lewis

the frog asked:


I know NOIC give a loan without pmi to first time home buyers. I am with National city. How can I terminate this problem to avoid this extra amount on my loan?

David

bargainsecrets asked:


My name was added on the house when my father passed and now my mother wants me to buy her out and take full control of the house. I am confused since my name is already on the house can I even get a mortgage. I have never bought a house before so am I techinally a first time home buyer.
The house is on zillow.com for 430,000 but she is letting me have it for 225,000 which is a no brainer. I just don’t know what I need to do. From what i have been reading i would like a 30 year fixed mortgage but I dont know if I even qualify for one.
I currently live in the house and the house has been paid off for years.

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jenisonfire asked:


Mother used my income to quailify for a home. Now I want to purchase my own on my own.

Francis