Tyrone P asked:


This is the right question just answer without implying people asking do not understand. That is why there is a question.

Kelly

rebecca2008 asked:


I wouldn’t mind to live in an old and not so beautiful cheap house for a few years in order to save money. And then, buy a nice house.

What do you think is better? Buy a nice house with a mortgage or buy cash an old house, wait a few year, and save money?

I don’t have any children yet.

Leonard

S B asked:


He is 27 and does not contribute in any way to the upkeep of the house, financially or otherwise. My wife is too soft to insist on elementary things like he clean up his plates and she is unlikely to agree to ask him to leave. I thought if I had the right to ask him to leave unilaterally, it might act as a pseudo threat to establish ground rues.

Jason

MIssy A asked:


I found an older model home for 250 dollars a month. I’m young and don’t know anything about taxes, insurance, or utility costs on the home. I only earn 700 dollars a month, and budget out 200 dollars monthly on a car. Is it impossible to mortgage a home? What if I had a roomate with the same amount of income as me?

Alfred

Nathan asked:


I have a property that I just put on the market and I’m ready to start looking for a new property where I’m moving to. I’d like to get prequalified, but am concerned that the debt and payment on my existing mortgage might affect how much I can prequalify for. Does anyone know how this works?

Bertha

eaquino1265 asked:


Do I still need to make my monthly mortgage payments if my house is listed for a short sale?

Adam

Jeff C asked:


We filed ch7 bankruptcy 3yrs ago. It was discharged. Just recently I discovered our home mortgage was never reaffirmed. We’re making payments, our mortgage company is happy. But our payments are not being reported to any credit agency (our credit report doesn’t show we even have a mortgage.)

A quick call to our lawyer who handled this told us that no assumption papers were signed. I know when I filled out the “so you want to file bankruptcy” paperwork that I checked that we wanted to assume our mortgage. Our lawyer said the following:
A) it wasn’t a big deal but nothing could be done now
B) the mortgage companies often don’t allow mortgages to be reaffirmed (essentially saying it was their fault)
C) we should seek other methods of rebuilding our credit.

Does any one know:
A) is it really no bid deal?
B) should I fight to determine who’s fault this really was?
C) is there anything that can be done to get our mortgage back in good standing?

Thanks
Frustrated in Big

Virginia

pool_wizard20 asked:


mina: No, I don’t own a home. My parents do. Dumbass.

Oscar

shashi b asked:


I am aFirst time Home Buyer in Buffalo NY, I have already finalized the home. I am willing to Pay 20% dwn payment, but have no idea how to get the best rate on the mortgage. Are there programmes for people in NY state for first time buyers with low income but steady income Please advise me whom should I contact to clinch the best deal. Thanks

Mildred

#1Mom asked:


How is it that there are homeowners that are not paying their mortgage because they are struggling and don’t get evicted????? I know someone that hasn’t paid ther mortgage in 6 months nor did they pay their end of the year taxes last year!!! How is this possible that they remain in their house?

Chad