Christi Q asked:


I am new to the loan processing business and am trying to determine the steps required to process a mobile home loan in Alabama.

Rick

Rainia W asked:


I am thinking of moving to San Fran, and I don’t know anything about the American real estate market. Is it difficult to get a mortgage? I have excellent credit, a tiny amount of debt but will only have a teachers salary. And should I consider buying an apartment or should I just rent, once I get settled?

Raul

Sincere one asked:


i do not want to be greedy.
would want my home to be used for charitable purpose when I am gone.
willing to do community service as well or whatever philanthropist wants.
someone helps me/I help someone/pass it on.

Bessie

sepiee asked:


My name is already on another mortgage loan as a co-applicant. Do I qualify for the first time home buyer federal loan rates?

Victor

Redtulip54 asked:


We bought the house in dead of winter. Didn’t know the basement flooded horribly! It was so bad one time the water stayed in basement for so long it made me sick from black mold. The mortgage co. foreclosed and now the house is condemned probably for the mold reason. They plan on tearing it down, will I be liable for the remainder of the mortgage?

Joshua

Vida S asked:


I have never thought of owning a home. I am a condo, studio, apt type of person. But now, being engaged, we think of the future. Can someone please help with some pointers. More details…someone we are family with already owns it. We may just buy it from them but stll uncertain. Does this mean that besides mortgage there is seperate taxing? Uggh!

Gabriel

CuriousFellow asked:


Would there be 2 seperate closing costs if I do get 2 seperate mortgages? What are the disadvantages of getting seperate loans?

Daniel

queenofsiberia asked:


My credit is bad but I’d like to buy home. I’m paying rent and I should be paying a morgage for the price is less per month.

Where should I go to and what do I need to get approved?

How long does it take to get approved?

Real Estate people HELP!

Can you help me get my home???

Ronald

james w asked:


If you provide the mortgage company with all the requested info do they typically follow up on that. Does it vary from company to company or is it a common practice for them to execute the 4506t form. Also, has anyone everheard of first choice mortgage in charlotte? Any thoughts on them?

Bobby

Aaron D asked:


Can I get my first home mortgage loan for the appraised value of the home if I am purchasing it for less…. i.e. If I am purchasing the home for 96,000 and it appraises for 107,000. Can i get the loan for the appraised amount at the start or do I have to get a home equity loan later?

Carolyn