Can you get a home loan with less than 2 years of employment history?

Nicole F. asked:


My husband and I are trying to apply for a home loan. I’ve been with my current employer for 3 years and he has been with his current employer for 1 year. His work history had been very unstable up until last year. We just want to know if this will be a problem when applying for a home loan.

Rodney

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2 Responses to “Can you get a home loan with less than 2 years of employment history?”

1. Drew Einsmann Says:
   March 24th, 2009 at 5:26 pm

   Bertha

   it will be a problem but your credit rating and taxed income will be more important. Typically, a lender asks how many years is a person in their field. Right now if you are a first time home buyer it is the best time to buy in most of the country. The fact that you have been at the same employer for 3 years will help as well. I think you will be fine and get a good loan as long as your credit is good.

2. daina955 Says:
   March 25th, 2009 at 12:21 am

   Virginia

   i only had a job for 6 months and i got a loan. you can see if he can help you here is his email i cant find his number

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