Betty H. asked:


Would someone explain to me in plain English (think “Mortgages for Dummies” here) what is included in APR?
I know what APR stands for and everything. What I’m interested in is what is included in the APR that brings my rate from something like 6.5 up to 6.7? That seems like a lot of money over 30 years so I want to know what I’m paying for.

Earl

Bob H asked:


I’m looking for the best rates and they seem to be very competitive. I’ve had checking account with them for 6 months or so and have been pleased with their service so far. Has anyone taken out a home loan with them yet? Was it a good or bad experience?
Answers from Schwab customers would be appreciated. I’m only interested in answers pertaining to this company.

Anita

jlynnbe asked:


VA Eligible/Low Debts and high income/current homeowner with no late payments on current mortgage which is almost paid off/but 4 very old medical collections
So, what are my chances?

Helen

MaxxumDawg asked:


I have been unable to sell my old home after more than a year, and my wife and I are unable to afford upkeep on two houses. There is sufficient equity in the home to cover the mortgage and I just want out.

Cody

fastcarceo25 asked:


This fee covers the appraisal and application - what is to be expected in Tampa, Fl?

Neil

brainiac5 asked:


I know money is saved by virtue of not having to pay certain interest / tax fees, but what are they specifically? What is it called on the itemized closing sheet?

Marlene

Homeloanquestion asked:


I have 11 months left in my car loan. I was told that if I pay a few extra payments, the debt will not be considered when I try to get a mortgage.

Debra

Deby asked:


We have land with approximately 25000 equity in it. Owe 7500 and want to use the equity towards the purchase and pay the land off and refinance it with the mobile home loan. but due to my brother having his 35 year old mobile home on my property I am having a problem finding a lender that will do this. His home is in his name and is not part of the appraisal on my property. Our credit scores are approx 540 to 600 not sure of the exact figure. Does anyone know who can help us?
We wish to purchase a 2006 or 2007 new mobile home from a dealer.We have land with approximately 25000 equity in it. Owe 7500 and want to use the equity towards the purchase and pay the land off and refinance it with the mobile home loan. but due to my brother having his 35 year old mobile home on my property I am having a problem finding a lender that will do this. They want us to split the property into 2 deeds. Due to zoning restrictions we cannot do this. His home is in his name and is not part of the appraisal on my property. Our credit scores are approx 540 to 600 not sure of the exact figure. Does anyone know who can help us?

Phillip

i usually answer to anything asked:


hello my moms house appraises for roughly 80,000 and she owes 35,000 she has been having dificulty finding a company to refinance that amount. most want 45,000 or higher. BUt she wants to take advantage of the low interest rates. If you know of a good and reputable company she could check into id appreciate it thanks.
she lives in indiana

Vincent

edensalon10 asked:


Credit issues due to broken neck in 2000. Stable now and have good income but trouble finding lending? Any help welcome.

Jimmy