The real Knight Rider asked:


And get approved, and buy the house?

Eleanor

ok! asked:


My husband and I found a house we really like. It is bank owned by Countrywide. We must get pre qualified before submitting an offer does anyone know how to go about this and what is required? Our realtor isn’t really helpful. Also, once we get pre qualified can we then get a loan through a bank of our choice or does it have to be Countrywide?
Thanks!

Jessie

thejohnnies1985 asked:


I was thinking about buying a piece of property to rent as an investment but now I am second guessing myself. Should I pay off my primary home’s mortgage early instead?

Paula

jenisonfire asked:


Mother used my income to quailify for a home. Now I want to purchase my own on my own.

Francis

bradwelljackson asked:


Is this the profile of the person resposible for the credit crunch: A low-income person who tried to figure out a way to get a house even though he knew he couldn’t afford one?

Alvin

shon h asked:


For example, we are buiding a home for $300,000. We need a loan for $200,000 and our land is worth about $30,000. Do we receive “credit” for a clear lien - making the loan amount actually $170,000?

Arnold

solomae asked:


the sofa and loveseat feel apart after 2 months tried to get the company to give my mom something better of equal value.Refused to do so.Let them pick it up,they sold it we paid it off.Credit manager had entered it in as a repo.Her credit was very good before.Is getting HUD loan hopeless?

Linda

jason asked:


Is it going to be more difficult to secure a 800K Commercial Building loan than say 6 months ago? I will be in the market for that kind of loan in the next week or two and haven’t a feel for the market right now.

Gerald

yodman30 asked:


Im a bartender so I obiously have trouble showing my full income and due to a messy divorce, my credit is not the best. What are my options for getting accepted on a house loan?
What about owner financing. Is this a viable option?

Juanita

grandmalc9 asked:


We have a buyer who would like to owner-finance our home; however we still have a mortgage. Will we have to pay off the mortgage or can we pay it off when the balloon payment is made at the end of 5 years?

Joann