say hello to my little friend asked:


i went into a deal with a lady that i guess she refinanced a mobile home ,the loan amount is 26,000 at 300 a month ,the home is 10 years old and in very bad shape and i am reconsidering this cause 26 thousand is a lot of money and i think the payments will last longer than the home what should i do and on the bill it says {this is not the total amount to pay off your loan answer me please

Cory

frostytink asked:


the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking $54,000. i know that in the area where the house is located land goes from 2,000 to 4,500 an acre. we have only a fair credit rating, but had been approved for another house that was 160,000, but it fell through because there was 40 acres of land and not much house
we do plan to live in the house and do have some cash for repairs. i’m not sure if this matters but we r first time home buyers

Willie

galactic129 asked:


…a lender that would give the best possible mortgage rate.

I realize that this is a rather vague question, but please make at least a general input.

Thanks.

Ryan

Mary asked:


I was late on my mortgage for about 3 months unknowingly but have been up to date since then.

Loretta

T W asked:


I am trying to make a couple other purchases, I also want to lock in my interest rate, but my mortgage company is telling me they cant do a credit pull or lock a rate until 30 days or less until closing. I close at the end of june.

Charles

mepurplegee asked:


i called countrywide re: mortgage and was told i dont make enough money to get a mortgage for a single family house.. that all i could qualify for is about $82.500 even tho i do have a gd piece of change(more than a few thousand) so then it got me thinking what about a mobile home???im sure i could get a used one for sale which ive seen for under $80.000 advertised. i live in mass so i guess im askingif i could get a mortgage dor $82.000 does that mean i could get a mortgage for a mobile home???? i have money to put down.i just keep hearing all kinds of stories i just wanna own something and it cant be a single family home i just want a little yard and plant some veggies,is that possible to do on a mobile park.??????ive never done this so confused about heating it etc….and renting the land any suggestings help……

Gilbert

diesel8111 asked:


I bought a home with a girl I am no longer seeing. She asked me to move out and I told her I could not afford rent and the morgage. She said her mom would help and not to worry about it. Later I signed papers to get my name off the deed for the house. My name is still on the mortgage. Is there anything I can do beyond her refinancing the house in her own name to fix this? I need out of this situation and I don’t no what to do

Darrell

Bob_Osso asked:


Im aiming to buy a home within two years (first time). Can anyone recommend a website or book that goes over mortgages in depth? Not just the definitiond of the different types of mortgage’s but how exactly each one works (pro’s and con’s).

Veronica

andrea b asked:


Are the interest rates going to go up or down? Is this a good time to try and refinance for a better rate? We have owned our home for about 8 years and never been late on a payment. We are responsible home owners. Will this whole thing make the value of our house decline?

Andre

Roland of Gilead asked:


I’m going to avoid PMI, closing costs, and get a really low interest rate of around 3-4%. Is there any downside to having him do this for me???
This would be a fixed rate. Not an arm or variable.

Jacob