eaquino1265 asked:


Do I still need to make my monthly mortgage payments if my house is listed for a short sale?

Adam

Jeff C asked:


We filed ch7 bankruptcy 3yrs ago. It was discharged. Just recently I discovered our home mortgage was never reaffirmed. We’re making payments, our mortgage company is happy. But our payments are not being reported to any credit agency (our credit report doesn’t show we even have a mortgage.)

A quick call to our lawyer who handled this told us that no assumption papers were signed. I know when I filled out the “so you want to file bankruptcy” paperwork that I checked that we wanted to assume our mortgage. Our lawyer said the following:
A) it wasn’t a big deal but nothing could be done now
B) the mortgage companies often don’t allow mortgages to be reaffirmed (essentially saying it was their fault)
C) we should seek other methods of rebuilding our credit.

Does any one know:
A) is it really no bid deal?
B) should I fight to determine who’s fault this really was?
C) is there anything that can be done to get our mortgage back in good standing?

Thanks
Frustrated in Big

Virginia

pool_wizard20 asked:


mina: No, I don’t own a home. My parents do. Dumbass.

Oscar

shashi b asked:


I am aFirst time Home Buyer in Buffalo NY, I have already finalized the home. I am willing to Pay 20% dwn payment, but have no idea how to get the best rate on the mortgage. Are there programmes for people in NY state for first time buyers with low income but steady income Please advise me whom should I contact to clinch the best deal. Thanks

Mildred

#1Mom asked:


How is it that there are homeowners that are not paying their mortgage because they are struggling and don’t get evicted????? I know someone that hasn’t paid ther mortgage in 6 months nor did they pay their end of the year taxes last year!!! How is this possible that they remain in their house?

Chad

say hello to my little friend asked:


i went into a deal with a lady that i guess she refinanced a mobile home ,the loan amount is 26,000 at 300 a month ,the home is 10 years old and in very bad shape and i am reconsidering this cause 26 thousand is a lot of money and i think the payments will last longer than the home what should i do and on the bill it says {this is not the total amount to pay off your loan answer me please

Cory

frostytink asked:


the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking $54,000. i know that in the area where the house is located land goes from 2,000 to 4,500 an acre. we have only a fair credit rating, but had been approved for another house that was 160,000, but it fell through because there was 40 acres of land and not much house
we do plan to live in the house and do have some cash for repairs. i’m not sure if this matters but we r first time home buyers

Willie

galactic129 asked:


…a lender that would give the best possible mortgage rate.

I realize that this is a rather vague question, but please make at least a general input.

Thanks.

Ryan

Mary asked:


I was late on my mortgage for about 3 months unknowingly but have been up to date since then.

Loretta

T W asked:


I am trying to make a couple other purchases, I also want to lock in my interest rate, but my mortgage company is telling me they cant do a credit pull or lock a rate until 30 days or less until closing. I close at the end of june.

Charles