Vida S asked:


I have never thought of owning a home. I am a condo, studio, apt type of person. But now, being engaged, we think of the future. Can someone please help with some pointers. More details…someone we are family with already owns it. We may just buy it from them but stll uncertain. Does this mean that besides mortgage there is seperate taxing? Uggh!

Gabriel

CuriousFellow asked:


Would there be 2 seperate closing costs if I do get 2 seperate mortgages? What are the disadvantages of getting seperate loans?

Daniel

queenofsiberia asked:


My credit is bad but I’d like to buy home. I’m paying rent and I should be paying a morgage for the price is less per month.

Where should I go to and what do I need to get approved?

How long does it take to get approved?

Real Estate people HELP!

Can you help me get my home???

Ronald

james w asked:


If you provide the mortgage company with all the requested info do they typically follow up on that. Does it vary from company to company or is it a common practice for them to execute the 4506t form. Also, has anyone everheard of first choice mortgage in charlotte? Any thoughts on them?

Bobby

Aaron D asked:


Can I get my first home mortgage loan for the appraised value of the home if I am purchasing it for less…. i.e. If I am purchasing the home for 96,000 and it appraises for 107,000. Can i get the loan for the appraised amount at the start or do I have to get a home equity loan later?

Carolyn

Tyrone P asked:


This is the right question just answer without implying people asking do not understand. That is why there is a question.

Kelly

rebecca2008 asked:


I wouldn’t mind to live in an old and not so beautiful cheap house for a few years in order to save money. And then, buy a nice house.

What do you think is better? Buy a nice house with a mortgage or buy cash an old house, wait a few year, and save money?

I don’t have any children yet.

Leonard

S B asked:


He is 27 and does not contribute in any way to the upkeep of the house, financially or otherwise. My wife is too soft to insist on elementary things like he clean up his plates and she is unlikely to agree to ask him to leave. I thought if I had the right to ask him to leave unilaterally, it might act as a pseudo threat to establish ground rues.

Jason

MIssy A asked:


I found an older model home for 250 dollars a month. I’m young and don’t know anything about taxes, insurance, or utility costs on the home. I only earn 700 dollars a month, and budget out 200 dollars monthly on a car. Is it impossible to mortgage a home? What if I had a roomate with the same amount of income as me?

Alfred

Nathan asked:


I have a property that I just put on the market and I’m ready to start looking for a new property where I’m moving to. I’d like to get prequalified, but am concerned that the debt and payment on my existing mortgage might affect how much I can prequalify for. Does anyone know how this works?

Bertha